| Website | paddle.com |
| Category | Payments / MoR |
| License | Proprietary |
| Pricing | 5% + 50ยข per transaction for MoR; no monthly fee. |
Overview
Paddle is a merchant of record payments platform that handles global payments, subscriptions, and tax compliance for SaaS and digital products.
Pros
- Merchant of record handles global tax and VAT
- Built for SaaS subscriptions and digital products
- Developer-friendly APIs and fast onboarding
- Built-in checkout and subscription management
- Helps reduce payment compliance and chargeback burden
Cons
- Higher fees than standard payment processors
- Paddle as seller may affect invoicing preferences
- Fewer payment methods than Stripe or PayPal
- Less checkout customization than a DIY stack
Verdict
Paddle excels at removing global tax and compliance overhead for SaaS and digital product teams. It is best for companies that want an all-in-one merchant of record instead of managing VAT, invoices, and chargebacks themselves. The main trade-off is higher transaction fees and less direct control over the payment stack.
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